Money Matters

Learn the cheapest, safest ways to transfer $1M+ domestically and internationally. Compare costs, timing, and security options.

Accounts payable tracks money you owe; accounts receivable tracks money owed to you. Learn how AP and AR impact cash flow and working capital.

Domestic wire transfers process same-day before cutoff; international wires take 1-5 days. Learn bank cutoff times, fees, and faster alternatives.

Compare Bill.com vs Melio pricing, features, and integrations. See which platform fits small businesses and why Nickel offers better value for 2025.

Nickel's November 2025 updates: sync with QuickBooks Desktop, automate workflows with API integrations, and send payments internationally.

Learn the 7 core accounts receivable duties, required skills, and salary benchmarks for AR roles. Complete guide for hiring or pursuing AR careers.

Compare eCheck and ACH payments: Speed, cost, security differences. Learn which electronic payment method is best for your business and how to reduce fees.

QuickBooks charges 1% uncapped ACH fees and 2.99% credit card fees. Learn how to avoid QuickBooks payment processing fees with free alternatives in 2025.

ACH credit vs debit explained: Push payments vs pull transactions, authorization requirements, processing times, and how to reduce fees on both payment types.

Improve roofing cash flow with 9 strategies for surviving slow seasons. Cut processing fees, require deposits, and build reserves to protect your margins.

Discover top alternatives to PayPal for small business. Compare fees, features, and find the best payment processor for B2B transactions.

A simpler domain that matches the straightforward platform we've built for your business.

Nickel has been recognized as a leader in G2's Fall 2025 awards, winning 13 badges across multiple categories from real user reviews.

Nickel's October 2025 updates: automatically save and charge payment methods, set up recurring invoices, and protect transactions with 3D Secure authentication.

Learn what RDFI means in banking, how Receiving Depository Financial Institutions process ACH payments, and manage return codes effectively.

Add credit card surcharges in QuickBooks the right way. Compare manual vs automated options, ensure compliance, and save on payment fees.

Cut collection time in half with these 8 proven strategies for getting clients to pay faster. Includes real tactics for contractors, distributors & accountants.

Marketing strategies for construction supply businesses. Build relationships, manage cash flow, and grow revenue in the physical economy.

Learn the critical difference between cash flow vs profit and why cash flow often matters more for B2B businesses with large invoices.

Xero vs Sage: Compare ACH fees, payment tools, and accounting features and integrations to see which platform actually saves your business money.

Learn when ACH payments can be reversed, timeframes involved, and how to protect your business from unexpected payment reversals.

Learn the most cost-effective methods to accept large B2B payments. Compare ACH, wire transfers, and payment apps for six-figure transactions.

Stop paying 1% ACH fees. Compare top QuickBooks Payments alternatives and discover how small businesses save thousands with free ACH processing.

Find the best payment service provider for small business. Compare ACH fees, QuickBooks integration, and features that matter for B2B payments.

Learn cash flow management essentials for small businesses. Discover why 82% of businesses fail due to poor cash flow and how to avoid common mistakes.

Compare RTGS transfers vs ACH payments for business. Learn when to use each method, cost differences, and how to optimize your payment strategy.

Learn to build cash flow statements that reveal payment timing issues and improve B2B cash management. Includes templates and forecasting tips.

Learn how to pay vendors with credit cards for better cash flow, rewards, and simplified bookkeeping. Complete guide with strategies and solutions.

Stop paying expensive Stripe fees. Learn practical strategies to reduce payment processing costs for B2B businesses and keep more profit.

Learn exactly how to stop ACH payments from your checking account, including pending transfers, recurring payments, and emergency stops.

Compare FreshBooks, GoCardless, and Nickel for B2B payments. See which platform offers free ACH transfers, better QuickBooks integration, and lower fees for high-value invoices.

Learn which financial providers offer truly free ACH transfers for businesses and how to avoid the hidden fees costing your company thousands each year.

Learn the step-by-step process for paying vendors via ACH, cut payment processing costs, and streamline your accounts payable workflow with this comprehensive guide.

This comprehensive overview will compare and show you which payment providers offer free ACH payment processing for small businesses in 2025.

Understand why ACH transfers take as long as they do and how to speed up your transfers. Learn about processing timelines, security measures, and how Nickel makes ACH transfers both fast and free.

Discover exactly when an ACH transfer sent on Friday will arrive, key cutoff times to know, and how to avoid weekend delays. Expert timeline and business tips included.

ACH transfers don't process on Saturdays or Sundays. Learn exactly when weekend ACH payments go through, what happens to transfers initiated on Saturday, and instant alternatives.

Stop paying 1% fees on QuickBooks ACH transfers. Discover three proven methods to eliminate these costly fees and save thousands annually on your business payments.

Compare ACH vs wire transfers: Learn which payment method saves your business money, when speed matters, and how to make the right choice for domestic and international transfers. Includes decision guide and cost comparison.

ACH vs credit cards: Discover which payment method offers better cost savings, security, and flexibility for your business. Compare processing fees, chargeback risks, and how to leverage both methods for optimal cash flow management.

A comprehensive guide to ACH processing times for businesses, explaining exactly how long transfers take, what factors affect timing, and practical strategies to ensure your payments arrive exactly when needed.

Discover the hidden ACH fees you may be paying for transfers and learn actionable strategies to reduce or eliminate these fees entirely with free ACH.

Understand net terms and trade credit like never before. Learn how to eliminate late payments, reduce bad debt, and streamline your B2B credit process for faster, more reliable cash flow.

Adding bank details to your invoices might seem like standard practice, but it can expose your account to fraud. Learn how to protect yourself and secure your accounts

Sending a Notice of Intent to Lien can save you time, money, and stress on unpaid projects. Find out how this powerful tool can get you paid faster!

Learn how to nail down your trigger date for mechanics liens and avoid missing out on getting paid. Timing is everything—don't lose your lien rights.

Struggling to get paid on a federal project? Learn how the Miller Act protects you with payment bonds and keeps your cash flow intact. Here's everything you need to know.

Disputes happen in construction, but court battles don’t have to. Learn how smart Alternative Dispute Resolution (ADR) clauses can save your building supply business time and money

Filing a mechanics lien is just the start. Discover what happens next, how it impacts payment, and the key deadlines you can’t afford to miss

Waiting to send a preliminary notice on an overdue account? That could cost you. Learn why sending it on time, every time, is the smart move to protect your payment

ACH payments are easy and cost-effective. But not all ACH payments are created equal. Choosing the correct type can help you get paid faster with less disputes

One of the downside to ACH payments is that they can be rejected, just like a physical check. We'll guide you through the most common reasons and how to handle them

A Notice of Intent to Lien shows you're serious about getting paid. But is it worth the hassle and should you file one now?

Curious about cash vs. treasury management? Discover how day-to-day cash flow and big-picture financial strategy work together to keep your business thriving.

Chase’s recent glitch exposed major vulnerabilities in check processing. Fraud jumped 84%—are paper checks too risky for your business? Discover how to stay protected!

Melio's pricing changes have small businesses scrambling for alternatives. Discover how much more you have to pay under the new plan and explore other solutions