Meet Penny. The AI finance team in your inbox.
CC Penny like you would any teammate. She sends you cashflow reports, chases invoices, verifies vendors, and pays your bills.
- Nickel's AI agent
- Never forgets a follow up
- You approve every payment
Don't learn new software. Just CC Penny
1. Loop Penny in
Simply send or cc penny@nickel.com on any email.
2. Give her a task
Chase a late invoice, pay a bill, fetch any report and more.
3. She does the work
Anything you can do in Nickel, Penny can do for you autonomously.
You're in control
Penny will surface exceptions and asks for your approval along the way.
Tasks you can give Penny today.
Send invoices
Penny drafts emails, generates payment links, and collects payments.
Chase overdue invoices
Penny follows up with a friendly nudge or increasingly firm demands, your call.
Onboard new vendors
Penny collects vendor details, tax documents and verifies their business.
Pay bills
CC or forward a bill to Penny. She sets up the vendor and schedules the payment.
Generate reports
Ask for any custom report in any format, Penny replies in minutes.
Answer any question
Ask any question about your transactions and cashflow. Penny finds the answer.
Nickel runs every part of our payment workflow. It's the only platform that adapts to how we work, not the other way around.
Carol Lawson-Body
Alliance Homecare
Knows her limits. And follows yours.
Approvals apply to her too
Penny routes payments for approval, just like your bookkeeper.
Leaves a papertrail
See a history of every conversation and action in Nickel.
Confirms with you
Penny flags any that looks odd and always confirms with you.
New hires take months. Penny takes one email.
Penny is Nickel, not a separate tool you integrate. She understands your account and business without training.
Nothing to install or setup
No integrations or training required. Penny can perform tasks out of the box.
Knows your business
Penny understands your customers, vendors, and payments on day one.
Your conversations, everywhere
Start a conversation in email, continue it in Nickel.
What is Penny?
Penny is Nickel's AI agent. CC her on an email and she does the work of a finance team.
Can Penny move money without my approval?
No. Anything that moves money waits for your sign-off, under the same approval rules as the rest of your team. Every action is logged.
Will Penny replace my bookkeeper?
No, just the busywork like chasing invoices and building reports, giving you back time to focus on running the business.
Do my customers and vendors know they're emailing an AI?
Yes, Penny signs off every email letting the recipient know that your AI agent. You can further customize this in Settings.
Is my data used to train AI models?
No, we never use your data to train AI models.
What happens if Penny gets something wrong?
Penny flags anything unclear or risky for your review. You're always in control.
When can I get Penny?
Penny will be available to existing Nickel customers in July 2026. Start a free account now to secure your place for early access.
Put Penny to work today.
See your ROI and savings using our calculator
Savings calculator →See a demo. See how Nickel can improve your cashflow in 30 minutes.
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