Software
Xero and Melio: What Free ACH Costs After the Acquisition
Xero made ACH bill pay free, then raised its prices. Getting paid by ACH in Xero still costs 1%. Melio caps free ACH at 5 a month. Nickel is free both ways.
Miguel Vera
8 min read
Xero vs. Sage 50: Accounting & Payments Compared
Xero vs Sage: Compare ACH fees, payment tools, and accounting features and integrations to see which platform actually saves your business money.
22 min read
Ray Fu
FreshBooks vs. GoCardless vs. Nickel: Payment Comparison
Compare FreshBooks, GoCardless, and Nickel for B2B payments. See which platform offers free ACH transfers, better QuickBooks integration, and lower fees for high-value invoices.
22 min read
Ray Fu
All articles
Xero and Melio: What Free ACH Costs After the Acquisition
Xero made ACH bill pay free, then raised its prices. Getting paid by ACH in Xero still costs 1%. Melio caps free ACH at 5 a month. Nickel is free both ways.
Best AP Automation Tools for Restaurants and Other Multi-Location Businesses
Compare the best AP automation tools for restaurants and multi-location businesses to cut invoice costs, speed approvals, and scale operations.
What Are Accounting Packages? A Small Business Guide
Learn what accounting packages are, why your business needs one, and how to choose software that saves time and money. Compare top options.
10 Best Melio Alternatives in 2026: Free ACH, Fees, and Support Compared
Melio now caps free ACH at 5 a month and is owned by Xero. We compared 10 Melio alternatives on ACH fees, subscriptions, QuickBooks sync, and support — and which one is actually free.
Ramp vs. Bill.com: A Side-by-Side Comparison
Compare Ramp and Bill.com for business payments: Pricing tiers, transaction fees, approval workflows, and free alternatives with unlimited ACH transfers.
Melio Acquired by Xero: What Small Businesses Need to Know
Xero acquired Melio payments platform. Learn what this means for your business and explore alternatives with unlimited free ACH transfers.
Xero vs. Sage 50: Accounting & Payments Compared
Xero vs Sage: Compare ACH fees, payment tools, and accounting features and integrations to see which platform actually saves your business money.
Best QuickBooks Payments Alternatives for Small Businesses
Stop paying 1% ACH fees. Compare top QuickBooks Payments alternatives and discover how small businesses save thousands with free ACH processing.
FreshBooks vs. GoCardless vs. Nickel: Payment Comparison
Compare FreshBooks, GoCardless, and Nickel for B2B payments. See which platform offers free ACH transfers, better QuickBooks integration, and lower fees for high-value invoices.