Industrial strength financial security.
Your money is held and moves through OCC chartered banks with 24/7 active monitoring and SOC 2 Type II compliance.
SOC 2 Type II. Safeguards all your data on our platform.
Bank grade tokenization. Encrypts every card and bank number.
PCI DSS. Ensures every transaction is transmitted safely.
Two factor authentication. Protects your account from malicious users.
Move money without sharing card or bank details
When customers pay you, the details go to Nickel. When you pay vendors, the details stay with Nickel. You handle the amount, not the data.
How we move your money.
OCC Chartered Banks
Nickel works directly with OCC chartered banks to transfer money.
FDIC Insured Accounts
Payments are routed bank accounts with FDIC coverage.
Your money is always yours
Money is always under your name and belongs to you at all times.
A partner, not a processor.
Rated 4.9 across hundreds of G2 reviews, with awards for best relationship and best support.
“I really appreciate the responsiveness of the support team — they're always available to answer my questions.”
“Ideal choice for my accounting firm serving construction clients.”
“Nickel has saved me hours a week processing payments alone.”
Nickel holds the highest overall rating at 4.9 out of 5.Read G2’s Best Payment Processing Software roundup
How we protect your accounts.
Two factor authentication. Enforce two factor authentication for every user.
Continuous monitoring. 24/7 account monitoring to spot and stop suspicious activities.
Approvals workflow. Complete control over every dollar that leaves your account.
Sign in through your identity provider.
Single sign-on is included on Nickel Pro. Connect your identity provider from Settings in minutes.
Single sign-on (SAML and OIDC)
Connect Okta, Microsoft Entra ID, Google Workspace, or any SAML or OIDC identity provider. Your team signs in to Nickel through it.
Require SSO
Block password and social logins for your verified email domain so every sign-in goes through your identity provider.
Provisioned on first sign-in
New employees get a standard user account in your organization the first time they sign in. Admins promote from there.
Bank grade security for every Nickel product.
Invoice Payments
Request upfront, deposits, and milestone payments on any invoice.
Payment Page
Launch payment page for any product or service with no code.
Auto Pay
Save bank or card details on file and auto charge customers without the wait.
Bill Pay
Pay any business or 1099 contractor globally with card, ACH, wire or check.
Vendor Onboarding
Collect and verify vendor bank, business and tax details with a secure link.
Integrations and API
Sync with Quickbooks Online, Desktop, CRMs and all major US banks.
Are you SOC 2 certified?
Yes. Nickel is SOC 2 Type II certified, audited annually by an independent firm.
How is my data encrypted?
AES-256 at rest and TLS 1.3 in transit. Unencrypted card and bank details are never stored directly on Nickel's systems.
How are funds protected?
Your funds are moved through Nickel's banking partner, Grasshopper Bank, N.A., Member FDIC.
Do you support single sign-on (SSO)?
Yes. Nickel supports enterprise SSO over SAML and OIDC, so your team can sign in through Okta, Microsoft Entra ID, Google Workspace, OneLogin, Ping, or any other SAML or OIDC identity provider. An admin connects the provider from Settings using a WorkOS-hosted setup portal, verifies the company email domain, and can require SSO so password login is turned off for that domain. Single sign-on is included on Nickel Pro.
Move money with confidence.
See your ROI and savings using our calculator
Savings calculator →See a demo. See how Nickel can improve your cashflow in 30 minutes.
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