Industrial strength financial security.

Your money is held and moves through OCC chartered banks with 24/7 active monitoring and SOC 2 Type II compliance.

SOC 2 Type II. Safeguards all your data on our platform.

Bank grade tokenization. Encrypts every card and bank number.

PCI DSS. Ensures every transaction is transmitted safely.

Two factor authentication. Protects your account from malicious users.

Move money without sharing card or bank details

When customers pay you, the details go to Nickel. When you pay vendors, the details stay with Nickel. You handle the amount, not the data.

Securely saved card and bank details masked in Nickel

How we move your money.

  • OCC Chartered Banks

    Nickel works directly with OCC chartered banks to transfer money.

  • FDIC Insured Accounts

    Payments are routed bank accounts with FDIC coverage.

  • Your money is always yours

    Money is always under your name and belongs to you at all times.

A partner, not a processor.

Rated 4.9 across hundreds of G2 reviews, with awards for best relationship and best support.

G2 Best Results badge
I really appreciate the responsiveness of the support team — they're always available to answer my questions.
Chris Eaker Yellow Jacket Bookkeeping
G2 Leader badge
Ideal choice for my accounting firm serving construction clients.
Hailey Yang BluuPrint to Profit
G2 Best Support badge
Nickel has saved me hours a week processing payments alone.
Alex Barnes WF Myers

How we protect your accounts.

Two factor authentication prompt securing a Nickel login

Two factor authentication. Enforce two factor authentication for every user.

Round-the-clock account monitoring flagging suspicious activity

Continuous monitoring. 24/7 account monitoring to spot and stop suspicious activities.

Approvals workflow controlling every outgoing payment

Approvals workflow. Complete control over every dollar that leaves your account.

Are you SOC 2 certified?

Yes. Nickel is SOC 2 Type II certified, audited annually by an independent firm.

How is my data encrypted?

AES-256 at rest and TLS 1.3 in transit. Unencrypted card and bank details are never stored directly on Nickel's systems.

How are funds protected?

Your funds are moved through Nickel's banking partner, Grasshopper Bank N.A., member of FDIC.

Move money with confidence.

Start a free account in minutes, or talk to sales about your security requirements.

See your ROI and savings using our calculator

Savings calculator

See a demo. See how Nickel can improve your cashflow in 30 minutes.

Talk to our experts