Square is for checkout. Nickel runs your business
Tired of ACH fees, payment holds, and slow approvals? Nickel gives you unlimited free ACH, handles large transactions with ease, and offers real support when it counts
How Square works
Best known for its card readers and POS tools, Square works well for retail and restaurant payments. But for businesses handling large invoices or managing both sides of the payment flow, it quickly shows its limits.
Square charges 1% on ACH transfers and has limited support for vendor payments, approvals, or credit workflows — making it hard to manage cash in and cash out in one place.
Nickel gives you unlimited free ACH, full AP/AR tools, credit checks, and real human support — all built for business-to-business payments.
How Nickel works
Nickel is an all-in-one cashflow platform for B2B businesses. Nickel helps businesses vet buyers, accept payments, pay vendors and access financing.
Nickel offers straightforward plans and a generous free tier that includes key features like unlimited free ACH, accountant support and approvals workflows.
In addition, Nickel provides unparalleled transparency on fund movement and timely support. We understand that every payment is critical to your business and you're never left in the dark.
Trusted by 10,000+ industrial small businesses
Top reasons businesses choose Nickel over Square
From lower fees to unparalleled support, see why business owners are migrating from Square to Nickel for B2B transactions
Truly unlimited free ACH payments
Send and receive ACH payments for free. No monthly caps or restrictions.
Pay businesses and individuals
Send money to businesses, 1099 contractors or sole proprietors with ease
High value transactions
Process large payments up to $1M each without a hiccup or surprise holds
Digital credit application
Onboard, vet and activate new customers in seconds. No more reference calls or manual work
Payment Advance
Get an advance on unpaid invoices and repay when you're paid
Transparency & live support
Nickel is upfront about the status of your payments and you're never left guessing
Ranked #1 Easiest to Use Payment Solution by G2
See why Nickel outranks every major competitor, including Square, Melio, and Bill.com
Absolute Gamechanger
Impeccable product, run by better people
Nickel's online payments platform is A+
Great alternative to Quickbooks Pay
Best payments platform for small businesses
A breeze to implement and integrate
Fast, reliable, and client friendly services
%2B(Logo).png)
Nickel makes getting paid simple & cost effective
Look no further for a well-integrated, daily payment solution
10/10 from this small business owner
Compare Nickel and Square
Explore our products and plans
Run payments, vet new customers and manage trade credit. All in one place.
Vet and activate new customers faster, and automate payments
Solutions and funding that help you mobilize new projects and ensure prompt payments
Accelerate customer payments and pay suppliers and contractors with ease
Onboard your clients today
Enjoy unlimited free ACH bank transfers and powerful payment features for free. Get started ->
Sign up for your account
Link your Quickbooks Online account
Set up users and approvals
Send and receive payments
No monthly fees.
Just unlimited free ACHs.
See why discerning business owners and accounting firms are all switching to Nickel
