Designed for businesses of all shapes and sizes.
- Nickel Balance
- APY on Balances2%
- Expedited ACHFree
- Payments
- $25,000 transaction limit
- Standard payment turnaround
- Features you get:
- 3 active users
- Invoice Payments
- Payment Page
- Bill Pay
- Vendor Onboarding
- Quickbooks Online & Desktop Integration
- Email & Chat Support
- Nickel Balance
- APY on Balances2%
- Expedited ACHFree
- Payments
- $1M transaction limit
- One day faster payment turnaround
- Features you get:
- Everything in Nickel Core
- Unlimited users
- Save and charge customer card or bank on file
- Recurring Invoices
- Vendor Tax Documents
- 1099 Filing
- Priority Support
- Nickel Balance
- APY on Balances2%
- Expedited ACHFree
- Payments
- $1M transaction limit
- One day faster payment turnaround
- Features you get:
- Everything in Nickel Plus
- MCP Server
- Vendor Verification
- Dedicated Account Manager
- Dedicated Onboarding & Training
- Dedicated support line
- Multi-entity support
- API and Developer Tools
- Custom ERP + data warehouse integrations
- Custom per transaction pricing
- Invoice based billing
Pricing for every payment method.
Receive Money
Standard ACH$02–3 business days depending on plan.
Credit & Debit Cards2.9%You choose who pays it. 1-2 business days depending on plan.
International Cards2.9% + 1%You choose who pays it. 1-2 business days depending on plan.
Available on Nickel Balance
Instant ACH and Card$0Arrives in minutes
Check Deposit$02-3 business days.
Domestic Wire Transfer$0Arrives in minutes or same day.
International Wire Transfer$0Arrives in minutes or same day.
Send Money
Standard ACH$02-3 business days depending on plan.
Credit & Debit Cards2.9%2-3 business days depending on plan.
Mail a Check$23-7 business days depending on location.
Available on Nickel Balance
Expedited ACH$0Free for you and your vendor. Arrives in minutes or same day.
Pricing that pays for itself.
Rated best estimated ROI in B2B payments on G2, across hundreds of 5-star reviews.
“What used to take an hour can now be done in less than 10 minutes.”
“I run over five different businesses and Nickel has made handling AP and AR way easier than it used to be.”
“Nickel is improving my relationship with clients.”
Compare every plan feature by feature.
Account Management
Payment Turnaround Times
Nickel Balance
Penny AI
Integrations
Invoice Payments
Hosted Payment Page
Recurring Invoices
Auto Pay
Bill Pay
Vendor Management
Pricing questions, answered.
What's included on the free Core plan?
Core is $0/month and includes unlimited invoices, unlimited free ACH with no transaction fees, bill pay, QuickBooks Online sync, payment links, payment pages, email reminders, 2% APY on Nickel Balance, 3 user seats, and a $25,000 per-transaction limit. No contract.
What do I get on Plus that Core doesn't include?
Plus is $35/month (or $45/month if you pay monthly) and adds recurring invoices, autopay, the QuickBooks Desktop integration, 2% APY on Nickel Balance, and a $1M per-transaction limit.
Are there any per-transaction fees on top of the plan price?
Yes, on cards, wires, and checks. ACH is $0 on every plan. Credit cards are 2.9% flat and you choose whether you or your customer pays. Wires are $25 and checks are $2. Those are the only per-transaction costs. There's no hidden processing markup and no monthly minimum.
Should I use the free plan or a paid plan for my business?
If you only need to send invoices, collect ACH payments, and pay vendors up to $25,000, Core covers that. If you send recurring invoices or use autopay, you'll want Plus at $35/month. If you need the option to turn off credit card payments, custom ERP integrations, and other features, you'll want Pro at $300/month. Many businesses end up on Plus.
Can I switch plans later?
Yes, you can upgrade or downgrade anytime from your account settings. Changes take effect on your next billing cycle, and there's no penalty or lock-in period.
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