
4.8 / 5 20,000+ businesses transact with Nickel →
Pay vendors by credit card
Use your business credit card to pay vendors who only accept checks or ACH. Nickel converts your card payment to an ACH deposit; your vendor gets paid now, you settle your card when cash flow allows. No credit applications, no waiting for approval.

Pay vendors who don't accept credit cards
Most vendors want checks or ACH, not cards. With Nickel, pay them with your credit card anyway. We convert your card payment to an ACH deposit in their bank account. They get paid their preferred way, you pay your preferred way.

Pay international wire with credit card
Paying overseas suppliers? Send international wires to 200+ countries for a flat $20, no percentage fees. Pay with ACH orcreditcardon your end, vendor receives funds in their local currency. Same simple choice: free ACH when cash is available, credit card when you need the float or points.

Schedule recurring transactions in advance
Set up automated payments so you or your customers never forget. Ensure transactions complete according to your time schedule. Avoid late fees, missed payment penalties, and the hassle of tracking due dates manually.

Sync bills from QuickBooks and pay with one click
Connect QuickBooks and Nickel pulls your unpaid bills instantly. Pay by card or ACH and the payment syncs back automatically. No double entry, no clearing accounts, no reconciliation headaches.

Automate recurring vendor payments on your card
Set up automated bill payments on your credit card for regular expenses like rent, software, or contractor retainers. Nickel charges your card and pays your vendor on schedule—you get the float every month without lifting a finger.

Get started with the platform rated #1 easiest to use on G2
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SOC 2 compliance

We follow strict security standards and are audited quarterly to meet SOC 2 requirements
Encryption & tokenization

We use strong industry protocols to encrypt and tokenize your payment data to protect it