Wells Fargo routing number
Complete guide to Wells Fargo routing numbers for ACH transfers, wire transfers, and direct deposit setup across all 50 states.
Last verified June 2026
Find your state specific routing numbers
Wells Fargo's ACH number is regional. Select the state where you opened your account to see your routing numbers.
More about Wells Fargo
Wells Fargo uses different ACH routing numbers per state — for example, 121042882 in California. Domestic wire transfers use 121000248. SWIFT/BIC: WFBIUS6S.
Note: Some states share the same routing number due to Wells Fargo's acquisition history and regional banking structure.
Get it right the first time
A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.
- Picking the wrong state — Wells Fargo routing numbers are regional
- Using the wire number for an ACH transfer (or vice-versa)
- Transposing a digit; always copy, don’t retype
- Forgetting the SWIFT code on incoming international wires
- Routing numbers are public — your account number is what to protect
- Only share account details over channels you initiated
- Verify new payees by phone before the first transfer
- Watch for invoice-swap scams that change banking details
How to find your account number
The 9-digit number in the lower-left, before your account number.
Sign in, open the account, and view account & routing details.
Printed near your account number in the statement header.
1-800-869-3557, or ask at any Wells Fargo branch.
FAQs
Common questions about ACH and wires through Wells Fargo
Why does Wells Fargo have so many different routing numbers?
Wells Fargo has grown through acquisitions of regional banks over 170+ years. Rather than consolidating all systems, they maintained separate routing numbers for different states and regions, resulting in over 30 different routing numbers.
Can I use any Wells Fargo routing number for my account?
No, you must use the routing number specific to the state where you opened your account. Using the wrong routing number can cause payment delays or rejections.
What's the difference between ACH and wire routing numbers at Wells Fargo?
ACH transfers use state-specific routing numbers (like 121042882 for California), while ALL domestic wire transfers use the single routing number 121000248 regardless of your state.
How do I know which state my Wells Fargo account was opened in?
Check your account opening documents, call Wells Fargo customer service at 1-800-869-3557, or look at old bank statements which often show the branch location where the account was opened.
Can I use Wells Fargo routing numbers for international transfers?
No, international wire transfers require Wells Fargo's SWIFT code WFBIUS6S. Routing numbers only work for domestic U.S. transfers.
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