Truist routing number

When BB&T and SunTrust merged in December 2019 to form Truist, the banks adopted 061000104 as the primary routing number. All former SunTrust accounts automatically transitioned to this routing number. However, many BB&T accounts retained their original state-specific routing numbers to avoid disrupting existing automatic payments and direct deposits. Both numbers work - you can continue using your old BB&T routing number, or you can switch to 061000104. For wire transfers, everyone should use 061000104 regardless of which legacy bank their account came from.

Yes, absolutely. While some legacy BB&T accounts still have state-specific routing numbers on their checks and in their account details, 061000104 works for all Truist accounts regardless of origin. Truist designed the system this way to simplify banking for merged customers. If you're setting up new payments or direct deposits and want to use a single routing number that works everywhere, use 061000104. Your old BB&T routing number will continue to work as well, so you don't need to update existing automatic payments unless you prefer to.

For most Truist accounts, you can use 061000104 for both wire transfers and ACH transfers. This is Truist's universal routing number and works for all transaction types. However, if you have a legacy BB&T account with a state-specific routing number, that number works for ACH transfers and direct deposits. For wire transfers specifically, always use 061000104 - this is Truist's designated wire routing number and ensures your wire processes correctly and quickly.

Truist uses two SWIFT codes depending on your account's origin. If your account came from BB&T, use BRBTUS33XXX. If your account came from SunTrust, use SNTRUS3AXXX. Both codes work for international wire transfers, but using the one that matches your account origin may help avoid processing delays. If you're unsure which code to use, contact Truist customer service at 1-844-487-8478 or check your online banking account details. The SWIFT code should be listed alongside your account information.

To set up direct deposit, provide your employer or benefits provider with Truist's routing number and your account number. If your account came from SunTrust or is a newer Truist account, use routing number 061000104. If your account came from BB&T, you can use either 061000104 or your state-specific BB&T routing number - both work. Your account number can be found on your checks (the middle set of numbers at the bottom) or through Truist online banking. Direct deposits typically begin within 1-2 pay cycles after setup.