Prosperity Bank Routing Number

Complete guide to Prosperity Bank routing number for ACH transfers, wire transfers, and direct deposit setup across Texas and Oklahoma.

Wire Transfer (Domestic)

113122655

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Wire Transfer (International)

N/A

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ACH Transfer

113122655

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Swift Code

PROYUS44

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ACH routing numbers vary by state. See state-specific numbers below.

This is an informational resource from Nickel Payments

We are not affiliated with Prosperity Bank. Nickel supports secure transfers from Prosperity Bank and thousands of other banks. For official Prosperity Bank support, contact them directly.

Prosperity Bank Routing Number for All Locations

Prosperity Bank uses a single primary routing number for all customers across Texas and Oklahoma. This streamlined approach makes banking simple whether you're in Houston, Dallas, Tulsa, or any of the 290+ branch locations throughout the bank's service area.

Primary Routing Number: 113122655

This routing number works for:

- All Texas branches (277 locations)

- All Oklahoma branches (16 locations)

- ACH transfers and direct deposits

- Domestic wire transfers

- Automatic bill payments

- Check processing

Important Note About Legacy Routing Numbers

Due to Prosperity Bank's extensive history of acquisitions, some customers may have accounts with legacy routing numbers from previously acquired banks. If you opened your account at a bank that was later acquired by Prosperity Bank (such as FirstCapital Bank, LegacyTexas Bank, or American State Bank), your original routing number may still be active.

Legacy Routing Numbers:

While Prosperity Bank has consolidated most operations under routing number 113122655, the following legacy routing numbers remain active for customers of acquired institutions:

- Various legacy numbers from acquired banks

- FirstCapital Bank accounts (transitioned to 113122655 in May 2023)

- Former bank acquisitions throughout Texas and Oklahoma

If your checks show a routing number different from 113122655, that number will continue to work for your existing automatic payments and direct deposits. However, for new transactions, Prosperity Bank recommends using the primary routing number 113122655.

Prosperity Bank's Growth Through Acquisitions

Prosperity Bank has one of the most aggressive acquisition strategies in Texas banking. Founded in 1949 as First National Bank of Edna, the bank relocated to El Campo in 1992 and adopted the Prosperity Bank name in 2001. Since then, the bank has grown exponentially through strategic acquisitions:

Major Acquisitions:

- Union State Bank (1998)

- Franklin Bank (2008)

- American State Bank (2012) - Added 37 branches and first West Texas locations

- First Federal Bank Texas (2013)

- First Victoria National Bank (2013) - Added 34 branches

- F&M Bancorporation (2014) - First Oklahoma expansion

- LegacyTexas Bank (2019) - Massive $10+ billion acquisition

- FirstCapital Bank (2023)

- Lone Star State Bank of West Texas (2024)

Despite this rapid growth, Prosperity Bank has worked to consolidate routing numbers to simplify banking operations. The primary routing number 113122655 serves as the unified routing number for most customer transactions.

Finding Your Prosperity Bank Routing Number

You can verify your routing number in several convenient ways:

On Your Checks: Look at the bottom left corner of any Prosperity Bank check. The first nine digits are your routing number. If you see 113122655, you're using the current primary routing number.

Online Banking: Log into Prosperity Bank's online banking platform and view your account details to confirm your routing number.

Mobile App: Access your routing number through the Prosperity Bank mobile app by checking your account information.

Customer Service: Call 1-800-531-1401 to speak with a customer service representative who can verify your routing number and answer questions about wire transfers.

Bank Statements: Your routing number appears on monthly account statements near your account information.

Wire Transfer Cutoff Times

Prosperity Bank has specific cutoff times for wire transfers to ensure same-day processing:

- Business International Wires: 4:00 PM CST

- Treasury Management Wires (Foreign Currency): 4:00 PM CST

- Treasury Management Wires (USD): 4:30 PM CST

Wire transfer requests received after these cutoff times will be processed the next business day.

Important Information

Everything you need to know before making a transfer

Avoid Common Mistakes

These errors cause most routing number problems

Using a routing number from the wrong state
Mixing up ACH and wire routing number
Entering your account number instead of routing number
Using an old routing number after a bank merger
Not updating routing number after moving states and opening a new account

Processing Times

Wire transfers: Same business day
ACH transfers: 1-3 business days
International wires: 3-5 business days

Security Tips

Routing numbers are public and safe to share
Never share your full account number publicly
Verify recipient details before sending money

Transaction Limits

Wire transfer limits vary by account type
ACH transfers may have daily limits
Contact bank for specific limit information

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How to Find Your Prosperity Bank Bank Routing Number

Multiple ways to locate your Prosperity Bank Bank routing number quickly

On Your Check

The routing number is the first 9 digits on the bottom left of your check, before your account number.

Online Banking

Log into your Prosperity Bank online banking and navigate to Account Details to view your routing number

Mobile App

Open the Prosperity Bank mobile app, select your account, and tap on Account Details to find your routing number.

Bank Statement

Your routing number is printed on your monthly bank statement, usually near your account information.

Contact Bank

Call Prosperity Bank customer service at 1-800-531-1401 for assistance finding your routing number.

Frequently Asked Questions About Prosperity Bank Routing Numbers

Why does Prosperity Bank use one primary routing number despite having acquired so many banks?

Prosperity Bank has actively consolidated routing numbers following its numerous acquisitions to streamline operations and simplify banking for customers. When the bank acquires another institution, it works to migrate accounts to the primary routing number 113122655 over time. This consolidation process typically happens within 6-12 months of an acquisition. For example, when Prosperity acquired FirstCapital Bank in 2023, customer accounts transitioned to routing number 113122655 by May 15, 2023. While some legacy routing numbers remain active for existing automatic payments, new transactions should use 113122655 for optimal processing.

I was a customer of LegacyTexas Bank before Prosperity acquired it. Do I need a new routing number?

Following the November 2019 acquisition of LegacyTexas Bank, most accounts were eventually migrated to Prosperity Bank's primary routing number 113122655. However, if your existing automatic payments and direct deposits are working correctly with your original LegacyTexas routing number, those transactions will continue to process without interruption. For setting up new payments, direct deposits, or wire transfers, you should use Prosperity Bank's primary routing number 113122655. Contact Prosperity Bank at 1-800-531-1401 to confirm which routing number applies to your specific account.

Does Prosperity Bank charge fees for wire transfers?

Yes, Prosperity Bank charges fees for wire transfers, though specific amounts vary by account type and transfer method. Typical wire transfer fees range from $25-50 for domestic outgoing wires and may be higher for international transfers. Incoming domestic wire transfers may also incur fees. The exact fee schedule depends on your account type and relationship with the bank. For current wire transfer fees specific to your account, contact Prosperity Bank customer service at 1-800-531-1401 or check your account agreement. Business customers using Treasury Management services may have different fee structures.

Can I use Prosperity Bank's routing number for international wire transfers?

For domestic wire transfers within the United States, use routing number 113122655. However, for international wire transfers, you'll need Prosperity Bank's SWIFT code PROYUS44 in addition to the routing number. When receiving international wires, provide your sender with SWIFT code PROYUS44, routing number 113122655, your account number, and Prosperity Bank's full name and address. International wire transfers typically take 1-5 business days to process and may involve additional correspondent bank fees beyond Prosperity Bank's own wire transfer fees.

What should I do if my employer's payroll system rejects my Prosperity Bank routing number?

If you're experiencing issues setting up direct deposit and your routing number is being rejected, first verify you're using the correct routing number 113122655. If you recently became a Prosperity Bank customer through an acquisition and are still using a legacy routing number, try updating to the primary routing number 113122655. Some payroll systems may have outdated banking information and need time to update their databases after bank acquisitions. If problems persist, contact Prosperity Bank at 1-800-531-1401 for assistance. The bank can verify your routing number and may be able to contact your employer's payroll provider directly to resolve the issue.

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