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First Convenience routing number

Complete guide to First Convenience Bank routing numbers for ACH transfers, wire transfers, and direct deposit setup across Texas, Arizona, Arkansas, and New Mexico.

Last verified June 2026

Find your state specific routing numbers

First Convenience's ACH number is regional. Select the state where you opened your account to see your routing numbers.

Domestic Wire
International Wire
SWIFT / BIC

More about First Convenience

First Convenience's ACH routing number is 111906271, used for direct deposits, ACH transfers, and domestic wires.

States Where First Convenience Bank Operates:

Why Does First Convenience Bank Use One Routing Number?

As a division of First National Bank Texas founded in 1901, First Convenience Bank operates as a unified regional institution rather than a collection of merged banks. This streamlined structure allows the bank to maintain a single routing number across all 340+ locations, making it easier for customers to remember and reducing the risk of transfer errors.

Get it right the first time

A wrong number can bounce a transfer or send it into limbo. Two minutes here saves a week of waiting.

Avoid the common mistakes
  • Picking the wrong state — First Convenience routing numbers are regional
  • Using the wire number for an ACH transfer (or vice-versa)
  • Transposing a digit; always copy, don’t retype
  • Forgetting the SWIFT code on incoming international wires
Keep transfers secure
  • Routing numbers are public — your account number is what to protect
  • Only share account details over channels you initiated
  • Verify new payees by phone before the first transfer
  • Watch for invoice-swap scams that change banking details

How to find your account number

Bottom of a check

The 9-digit number in the lower-left, before your account number.

Online banking

Sign in, open the account, and view account & routing details.

Monthly statement

Printed near your account number in the statement header.

Call or visit First Convenience

1-800-903-7490, or ask at any First Convenience branch.

FAQs

Common questions about ACH and wires through First Convenience

Why does First Convenience Bank have only one routing number?

First Convenience Bank operates as a division of First National Bank Texas, which was founded in 1901 in Killeen, Texas. Unlike larger national banks that grew through multiple acquisitions across different regions, First Convenience Bank expanded organically across the Southwest. This unified growth strategy allowed the bank to maintain a single routing number (111906271) across all 340+ branches in Texas, Arizona, Arkansas, and New Mexico, simplifying transfers for customers.

Can I use the same routing number if I opened my account in Arizona but now live in Texas?

Yes. First Convenience Bank uses routing number 111906271 for all accounts regardless of where you opened your account or where you currently live. Whether you opened your account in Phoenix, Killeen, Albuquerque, or Little Rock, the routing number remains 111906271 for all ACH transfers, wire transfers, and direct deposits.

What's the difference between ACH and wire routing numbers at First Convenience Bank?

First Convenience Bank uses the same routing number (111906271) for both ACH and domestic wire transfers. However, the processing differs significantly. ACH transfers typically process within 1-3 business days and are ideal for regular payments like payroll and bills. Wire transfers complete the same day but require you to visit a branch location, as First Convenience Bank does not offer digital wire transfer initiation. Wire transfers also typically carry higher fees compared to ACH transfers.

How do I find my account number and routing number?

You can find your routing number (111906271) and account number in several ways. Check the bottom of your paper checks where the routing number appears as the first set of nine digits on the left. Log into First Convenience Bank's mobile app, tap an account name, then tap Account Details to view both numbers. You can also log into online banking, click an account name, then click Account Details. For assistance, call customer service at 1-800-903-7490.

Can I use First Convenience Bank routing numbers for international transfers?

First Convenience Bank does not have a SWIFT code and does not offer direct international wire transfer services for all account types. Some account holders may be able to process international wires by visiting a branch location, where the transfer will be routed through a correspondent bank with international capabilities. For most international transfers, consider using specialized services like Wise or Western Union that offer better exchange rates and lower fees than traditional bank wire transfers. Always verify international transfer options with your specific account type before attempting to send funds overseas.

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