EverBank routing number

EverBank uses routing number 063092110 for ACH transfers and 063000225 for wire transfers because these transaction types process through different federal banking networks. ACH transactions move through the Automated Clearing House network for standard 1-3 day processing, while wire transfers use the Federal Reserve's Fedwire system for same-day delivery. This separation helps the bank efficiently route transactions to the appropriate network. Using the correct routing number ensures your payment processes without delays or errors.

No, you must use EverBank's wire transfer routing number (063000225) for all wire transfers, both domestic and international. If you attempt to use the ACH routing number (063092110) for a wire transfer, the transaction will likely be rejected or significantly delayed. The two routing numbers connect to different processing systems, and they are not interchangeable. Always double-check which type of transaction you're initiating before providing routing information.

EverBank charges $30 for outgoing domestic wire transfers and between $30-65 for international wire transfers, depending on the destination and whether currency conversion is involved. The bank does not charge fees for receiving domestic wire transfers or international wire transfers sent in U.S. dollars. However, if an incoming international wire is sent in a foreign currency, an intermediary bank may charge approximately $20 for currency conversion. For businesses making regular payments, these fees accumulate quickly - just 15 wire transfers per month costs $450, or $5,400 annually.

Domestic wire transfers submitted and verified before 4:00 PM ET on a business day process the same day. International wire transfers require additional processing - you must submit the request and receive a prepayment disclosure authorization before 3:30 PM ET for same-day processing. Otherwise, the transfer processes the next business day. International wires typically take 1-5 business days to reach the recipient, depending on the destination country and intermediary banks involved. ACH transfers using routing number 063092110 generally take 1-3 business days.

EverBank was acquired by TIAA in June 2017 and operated as TIAA Bank until August 2023. At that point, the bank was purchased by investment funds managed by Stone Point Capital, Warburg Pincus, and other partners, and the name returned to EverBank. If you were a TIAA Bank customer, your accounts automatically converted to EverBank accounts in 2023. The routing numbers, account numbers, and services remained the same through this transition. Former Sterling Bank customers who joined EverBank in April 2025 also use these same routing numbers.