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Author

Fabian Raemy

Fabian is a professional writer with 15 years of experience who works alongside Nickel’s payment experts to create comprehensive guides on business finance and payments. He holds a Bachelor’s degree in Political Science from Ryerson University.
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Articles by this author

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Business Finance

Cash Flow vs Profit: What SMB Owners Need to Know

Learn the critical difference between cash flow vs profit and why cash flow often matters more for B2B businesses with large invoices.
Business Finance
Payments

Best Payment Processor for Large Transactions: Why Size Matters in B2B Payments

Find the best payment processor for large B2B transactions. Compare fees, limits, and features to save thousands on $50K+ payments.
Payments
Payments

What Is AB2991? California’s New Payment Law for Alcohol Wholesalers and Retailers

Starting January 1, 2026, AB2991 requires electronic payments for beer, wine, and spirits in California. Learn who it affects, the 30- and 42-day deadlines, penalties, and how to prepare.
Payments
Business Finance

How to Market a Construction Supply Business: Blueprint for Growth

Marketing strategies for construction supply businesses. Build relationships, manage cash flow, and grow revenue in the physical economy.
Business Finance
Software

Xero vs. Sage 50: Complete Accounting Software Comparison (Plus: Why Both Fall Short on Payments)

Xero vs Sage: Compare ACH fees, payment tools, and accounting features and integrations to see which platform actually saves your business money.
Software
Payments

Can ACH Payments be Reversed? Complete Business Guide

Learn when ACH payments can be reversed, timeframes involved, and how to protect your business from unexpected payment reversals.
Payments
Business Finance

Best Way to Accept Large Payments: A Smart Business Owner's Guide to Six-Figure Transactions

Learn the most cost-effective methods to accept large B2B payments. Compare ACH, wire transfers, and payment apps for six-figure transactions.
Business Finance
Software

4 Best QuickBooks Payments Alternatives for Small Businesses

Stop paying 1% ACH fees. Compare top QuickBooks Payments alternatives and discover how small businesses save thousands with free ACH processing.
Software
Payments

Best Payment Provider for Small Business: Stop Overpaying for Basic Transactions

Find the best payment service provider for small business. Compare ACH fees, QuickBooks integration, and features that matter for B2B payments.
Payments

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