global
Variables
Utilities
CUSTOM STYLES
Author

Fabian Raemy

Fabian is a professional writer with 15 years of experience who works alongside Nickel’s payment experts to create comprehensive guides on business finance and payments. He holds a Bachelor’s degree in Political Science from Ryerson University.

Articles by this author

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Payments

ACH Credit vs Debit: The Complete Guide

ACH credit vs debit explained: Push payments vs pull transactions, authorization requirements, processing times, and how to reduce fees on both payment types.
Payments
Business Finance

Roofing Business Cash Flow Planning: 9 Strategies to Survive Slow Seasons

Improve roofing cash flow with 9 strategies for surviving slow seasons. Cut processing fees, require deposits, and build reserves to protect your margins.
Business Finance
Nickel News

getnickel.com is now nickel.com

A simpler domain that matches the straightforward platform we've built for your business.
Nickel News
Business Finance

5 Top Alternatives to PayPal for Business

Discover top alternatives to PayPal for small business. Compare fees, features, and find the best payment processor for B2B transactions.
Business Finance
Payments

What Is RDFI in Banking? Your Complete Guide to RDFIs

Learn what RDFI means in banking, how Receiving Depository Financial Institutions process ACH payments, and manage return codes effectively.
Payments
Payments

Banks with High ACH Limits (2025): Compare Transfer Caps and Fees

Compare banks with highest ACH transfer limits. Find institutions offering $100K+ daily limits and avoid low-limit banks that restrict business growth.
Payments
Payments

QuickBooks Surcharging: How to Surcharge Credit Card Fees (2025 Guide)

Add credit card surcharges in QuickBooks the right way. Compare manual vs automated options, ensure compliance, and save on payment fees.
Payments
Software

Melio Acquired by Xero: What Small Businesses Need to Know

Xero acquired Melio payments platform. Learn what this means for your business and explore alternatives with unlimited free ACH transfers.
Software
Collections

How to Get Clients to Pay Faster: 8 Proven Strategies That Actually Work

Cut collection time in half with these 8 proven strategies for getting clients to pay faster. Includes real tactics for contractors, distributors & accountants.
Collections

Make every Nickel count

Join 10,000+ businesses paying and getting paid on Nickel

Start for free