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Author

Fabian Raemy

Fabian is a professional writer with 15 years of experience who works alongside Nickel’s payment experts to create comprehensive guides on business finance and payments. He holds a Bachelor’s degree in Political Science from Ryerson University.
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Articles by this author

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Payments

RTGS Transfer vs ACH: Which Payment Method Saves Your Business More Money?

Compare RTGS transfers vs ACH payments for business. Learn when to use each method, cost differences, and how to optimize your payment strategy.
Payments
Business Finance

What is Cashflow Management? The Make-or-Break Factor for 82% of Small Businesses

Learn cash flow management essentials for small businesses. Discover why 82% of businesses fail due to poor cash flow and how to avoid common mistakes.
Business Finance
Business Finance

How to Build a Cash Flow Statement: The Small Business Owner's Blueprint for Financial Clarity

Learn to build cash flow statements that reveal payment timing issues and improve B2B cash management. Includes templates and forecasting tips.
Business Finance
Business Finance

How to Avoid Stripe Fees: Smart Alternatives for Cost-Conscious Businesses

Stop paying expensive Stripe fees. Learn practical strategies to reduce payment processing costs for B2B businesses and keep more profit.
Business Finance
Business Finance

How to Pay Vendors with Credit Card: Smart Cash Flow Guide

Learn how to pay vendors with credit cards for better cash flow, rewards, and simplified bookkeeping. Complete guide with strategies and solutions.
Business Finance
Business Finance

How to Stop ACH Payments: Your Complete Business Guide to Halting Bank Transfers

Learn exactly how to stop ACH payments from your checking account, including pending transfers, recurring payments, and emergency stops.
Business Finance
Software

FreshBooks vs. GoCardless vs. Nickel: Which Payment Solution Delivers Real Value for Your Business?

Compare FreshBooks, GoCardless, and Nickel for B2B payments. See which platform offers free ACH transfers, better QuickBooks integration, and lower fees for high-value invoices.
Software
Business Finance

Are ACH Transfers Free? The Hidden Costs Most Businesses Don't See Coming

Learn which financial providers offer truly free ACH transfers for businesses and how to avoid the hidden fees costing your company thousands each year.
Business Finance
Payments

How to Pay Vendors via ACH: The Complete Guide for SMBs

Learn the step-by-step process for paying vendors via ACH, cut payment processing costs, and streamline your accounts payable workflow with this comprehensive guide.
Payments

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