
4.8 / 5 20,000+ businesses transact with Nickel →
Save customer payment methods
Keep ACH or credit card details on file with a one-time authorization. Charge on your schedule; no more waiting for checks, no more reminder emails, no more "payment's in the mail."

Store once, charge whenever
Customer authorizes
Your customer fills out a digital or paper authorization form. You upload it to Nickel and enter their bank account or card details. One-time setup, charge whenever.
Payment method stored
Their payment method is stored with PCI-compliant, bank-grade security, ready to charge whenever you need. No re-entering account numbers, no hunting for paperwork.
Bill automatically or on-demand
Set up recurring billing on autopilot, or charge stored payment methods whenever you send an invoice. There’s no customer action needed, and money moves when you say so.
Get started with the platform rated #1 easiest to use on G2
Set it and forget it with payments on autopilot
Stop sending monthly invoices and hoping customers pay on time. With stored payment methods, you charge automatically on the 1st, 15th, or whatever schedule works for your business. They authorized once and now payments just happen.

Cut your payment cycle from weeks to days
The average B2B invoice takes 30+ days to collect. With payment methods on file, you charge the day the work is done or the order ships. No waiting for checks, no 45-day AR aging. Invoice goes out, payment comes in.

Easy for you, easy for your customers
Most platforms make customers verify their bank account with micro-deposits, which take two small transfers they have to confirm 2-3 days later. With Nickel, customers simply verify their bank account. Authorization today, payment today.

Stop paying to get paid with unlimited free ACH
Most payment platforms charge $0.50-$1.00 per ACH transaction. With Nickel, ACH is free, meaning unlimited transactions, no per-payment fees. Store your customers' bank accounts and keep 100% of what you bill.

Sync with QuickBooks and charge with one click
Connect QuickBooks and your customers' stored payment methods appear right alongside their invoices. Create an invoice, click charge, and Nickel pulls from their authorized payment method. The payment syncs back to QuickBooks automatically. No double entry, no manual reconciliation.

Store your customer's information with bank-grade security
PCI standards
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We uphold PCI compliance to keep your credit cards and bank accounts secure at all times
SOC 2 compliance

We follow strict security standards and are audited quarterly to meet SOC 2 requirements
Encryption & tokenization

We use strong industry protocols to encrypt and tokenize your payment data to protect it
Built for B2B businesses that bill on repeat
Suppliers & Distributors
Working with the same customers long-term? Store their payment method once and charge when orders ship. No more chasing trade accounts; just fulfill and collect.

Contractors & Trades
Bill progress payments at project milestones. Customer authorized once—you charge at each stage without asking again.

Ongoing Services
Regular billing for continuous work—weekly, biweekly, or monthly. Perfect for home care, staffing, or any service where you bill the same clients on a recurring schedule.

Subscriptions & Retainers
Monthly retainers, quarterly fees, or subscription billing on autopilot. Set the amount, set the schedule, and let it run. They authorize once, you collect every cycle automatically.
