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Author

Fabian Raemy

Fabian is a professional writer with 15 years of experience who works alongside Nickel’s payment experts to create comprehensive guides on business finance and payments. He holds a Bachelor’s degree in Political Science from Ryerson University.

Articles by this author

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Payments

Free ACH Payment Processing for Small Businesses in 2025 (Comparison)

This comprehensive overview will compare and show you which payment providers offer free ACH payment processing for small businesses in 2025.
Payments
Business Finance

How to Avoid QuickBooks ACH Fees

Stop paying 1% fees on QuickBooks ACH transfers. Discover three proven methods to eliminate these costly fees and save thousands annually on your business payments.
Business Finance
Payments

Do ACH Transfers Go Through On Saturdays? Weekend Processing Explained

ACH transfers don't process on Saturdays or Sundays. Learn exactly when weekend ACH payments go through, what happens to transfers initiated on Saturday, and instant alternatives.
Payments
Payments

Why Does ACH Take So Long? 5 Key Reasons For Delays Explained

Understand why ACH transfers take as long as they do and how to speed up your transfers. Learn about processing timelines, security measures, and how Nickel makes ACH transfers both fast and free.
Payments
Payments

ACH Payments vs Wire Transfer: Which Payment Method Is Right for You?

Compare ACH vs wire transfers: Learn which payment method saves your business money, when speed matters, and how to make the right choice for domestic and international transfers. Includes decision guide and cost comparison.
Payments
Payments

ACH vs Credit Card Payments: Which Is Best for Your Small Business?

ACH vs credit cards: Discover which payment method offers better cost savings, security, and flexibility for your business. Compare processing fees, chargeback risks, and how to leverage both methods for optimal cash flow management.
Payments
Payments

How Long Do ACH Transfers Take? Complete ACH Processing Time Guide

A comprehensive guide to ACH processing times for businesses, explaining exactly how long transfers take, what factors affect timing, and practical strategies to ensure your payments arrive exactly when needed.
Payments

11 Hidden ACH Fees Revealed + How to Save Thousands with Free ACH

Discover the hidden ACH fees you may be paying for transfers and learn actionable strategies to reduce or eliminate these fees entirely with free ACH.
Business Finance

Net Terms & Trade Credit: The Ultimate Guide for Business Owners

Understand net terms and trade credit like never before. Learn how to eliminate late payments, reduce bad debt, and streamline your B2B credit process for faster, more reliable cash flow.
Business Finance

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