Paving companies face unique payment challenges that general business software is not always built to address. Large project deposits, milestone payments for asphalt work, and managing dozens of material suppliers require payment tools built for high-value B2B transactions. A 2023 construction payment study reported that slow payments added $273 billion in costs to U.S. construction bids, making efficient payment collection a critical business need.
Finding the right B2B payment platform means evaluating ACH capabilities, accounting integrations, transaction limits, and industry-specific features. Platforms offering free ACH payments can reduce ACH processing costs on high-value transfers. We compared payment solutions based on paving industry fit, pricing transparency, QuickBooks integration, and high-value transaction support to identify the ten best options for paving businesses.
*Disclaimer: Pricing and feature details are subject to change. Always check directly with each provider for the most up-to-date information.*
Key Takeaways
- Free ACH reduces transfer costs: Paving companies processing high-value material purchases and project payments can avoid percentage-based ACH fees with platforms that offer unlimited free ACH
- Transaction limits matter: Payment limits vary by provider and plan, so paving companies should confirm whether a platform supports six-figure project payments before adopting it
- QuickBooks integration is essential: Native accounting sync reduces manual reconciliation work and keeps job costing accurate across multiple projects
- Industry-specific features vary: Some platforms focus on payment processing, while others include estimating, crew scheduling, and project management tools
Understanding B2B Payment Solutions for Paving Businesses
Paving companies operate differently from retail businesses or service providers with small invoices. A single asphalt project can involve large deposits, progress payments tied to completion milestones, and final invoices that exceed the limits of some general-purpose payment tools. Payment processors designed primarily for smaller consumer transactions may not fit these requirements.
B2B payment software for paving businesses needs to handle several critical functions:
- High-value ACH transfers: Moving large sums between banks without percentage-based fees eating into margins
- Vendor payment management: Paying material suppliers, equipment rental companies, and subcontractors efficiently
- Customer payment collection: Making it easy for general contractors and property owners to pay invoices on time
- Accounting integration: Syncing payment data with QuickBooks or construction-specific accounting systems
- Approval workflows: Ensuring proper authorization before large payments leave your account
The platforms in this guide address these needs with varying approaches. Some focus exclusively on payment processing with robust ACH capabilities. Others bundle payments with paving-specific operational tools like estimating and scheduling. The right choice depends on whether your business needs a dedicated payment solution or an all-in-one platform.
10 Best B2B Payment Software Solutions for Paving Companies
1. Nickel
Best For: Paving companies needing unlimited free ACH and high-value transaction support
Starting Price: Free Core plan ($0/month)
Nickel stands out for unlimited free ACH transfers with no per-transaction ACH fees or monthly ACH caps. For paving companies regularly processing six-figure payments for materials and project milestones, this pricing model can reduce payment costs compared to percentage-based ACH alternatives.
The platform serves 20,000+ industrial businesses, with particular strength in construction, manufacturing, and wholesale sectors. Nickel's infrastructure supports transactions up to $1,000,000 on Plus and Pro plans, making it suitable for large commercial paving projects that exceed typical payment platform limits.
Key Features
- Unlimited free ACH transfers with no transaction fees or monthly ACH limits
- Transaction support up to $1,000,000 on eligible plans
- Native QuickBooks Online and Desktop integration with automatic sync
- Bill Pay for vendor and subcontractor payments via ACH, card, or mailed check
- Get Paid for customer payment collection through branded payment links
- One-for-one settlement simplifies bank reconciliation
- Recurring transaction scheduling for ongoing contracts
- 2.9% flat rate card processing
- $2 per mailed physical check
Pricing
Nickel offers three plan tiers designed for different business sizes:
- Core ($0/month): 3 users, $25,000 maximum transaction size, free unlimited ACH, ACH settlement in 3 business days, card settlement in 2 business days
- Plus ($35/month annually): Unlimited users, $1,000,000 maximum transaction size, ACH settlement in 2 business days, next-day card settlement
- Pro (Custom pricing): All Plus features plus API access and custom integrations with ERP or accounting software
How Nickel Delivers for Paving Companies
The combination of free ACH, high-value transaction support, and purpose-built features for construction and industrial businesses makes Nickel particularly strong for paving operations. Compared to providers that charge percentage-based ACH fees, Nickel's $0 ACH pricing keeps the ACH cost of those transfers at $0 before any plan subscription.
One Nickel customer handling transactions north of $250K mentions reliability and transparency as key benefits. Nickel is designed for high-value B2B transactions, helps reduce unnecessary holds or payment friction, and works to resolve reviews quickly when they occur.
Nickel earned recognition as the "#1 Easiest to Use Payment Solution" on G2, with a 4.9/5 rating from verified users. Live chat and email support from real humans provides assistance when payment issues arise on active projects.
2. Resolve Pay
Best For: Paving companies offering payment terms to customers
Starting Price: Contact for pricing
Resolve Pay focuses on B2B payment terms, AR workflows, and upfront payment options for suppliers and B2B sellers. The platform is most relevant for companies that need to manage customer payment terms while maintaining cash flow visibility.
Key Features
- Payment advance options for approved invoices
- AI-powered credit assessment tools
- Accounts receivable automation and workflow management
- Integration with accounting and ERP systems
- Customer payment portal for self-service payments
Pricing
Resolve Pay uses custom pricing based on business volume and feature requirements. Contact their sales team for a quote tailored to your paving operation's needs.
Platform Overview
Resolve Pay cites one customer example reporting a 90% reduction in AR-related workload. The platform targets building materials manufacturers and distributors, making it relevant for paving supply companies or contractors working closely with material suppliers.
Resolve Pay can be a fit for businesses that prioritize customer payment terms and AR workflows. Paving companies that mainly need low-cost high-value ACH payments may find a dedicated payments platform like Nickel more directly aligned with their day-to-day payment needs.
3. PavementSoft
Best For: Full-service paving operations needing estimating and job management tools
Starting Price: Contact for pricing
PavementSoft offers software built specifically for the paving and pavement maintenance industry. Unlike standalone payment processors, PavementSoft focuses on operational workflows such as estimating, scheduling, and job management.
Key Features
- Paving-specific estimating and proposal generation
- Property measurement and surface calculation tools
- Client and job management
- Scheduling and job costing
- Work order management
- Invoicing workflows
- QuickBooks-related workflows
Pricing
PavementSoft provides custom pricing based on company size and feature requirements. The platform serves paving contractors ranging from small local operations to regional companies with multiple crews.
Platform Overview
As a purpose-built paving platform, PavementSoft understands industry-specific workflows like calculating asphalt tonnage, managing crack sealing schedules, and coordinating sealcoating projects across multiple properties. Its strongest fit is operational management rather than dedicated high-value B2B payment processing.
This can appeal to paving companies wanting one platform for field and office operations. Businesses already using dedicated accounting or project management tools may prefer to keep operations separate from payment workflows.
4. BILL
Best For: Established paving companies prioritizing AP and AR workflows
Starting Price: Published AP/AR plans start at $49/user/month
BILL operates a large B2B payment network. BILL says 500K+ businesses use its platform and 8.3 million network members pay or get paid with BILL, as of June 30, 2025. This network can be useful for paving companies working with multiple suppliers.
Key Features
- Vendor network for payment setup and management
- Combined accounts payable and receivable automation
- Two-way sync with QuickBooks, NetSuite, and Xero
- Mobile approval capabilities for field authorization
- International payment support
- Document capture and invoice processing
Pricing
BILL publishes AP/AR plans starting at $49/user/month, with Team at $65/user/month, Corporate at $89/user/month, and Enterprise available with custom pricing. Transaction fees may also apply, so paving companies should confirm total cost based on payment method and volume.
Platform Overview
For paving companies already working with vendors that use BILL, the network may simplify setup. The platform emphasizes visibility and control over spending through approval workflows and payment tracking.
BILL is a broad AP and AR platform. Nickel remains the stronger fit for paving companies that prioritize unlimited free ACH, high-value B2B payments, and payment workflows built for industrial businesses.
5. Bitumio
Best For: Asphalt contractors needing production-based estimating
Starting Price: $149 per user/month
Bitumio focuses exclusively on asphalt paving operations, offering estimating tools built around production rates and material calculations specific to hot mix asphalt work.
Key Features
- Asphalt-specific estimating with production rate calculations
- Material tracking and tonnage management
- Proposal generation with digital signatures
- Job scheduling and crew coordination
- Customer and job management
- QuickBooks integration for accounting sync
Pricing
Bitumio's subscription starts at $149 per user/month, positioning it as a mid-range option for asphalt-focused contractors. The pricing includes access to estimating tools, scheduling features, and operational workflows.
Platform Overview
Bitumio's asphalt-specific focus means the platform understands nuances like calculating oil percentages, managing aggregate costs, and tracking plant tickets. Its value is centered on production estimating and paving operations rather than high-value B2B payment processing.
For contractors specializing in asphalt work rather than concrete or other paving types, Bitumio's specialized approach may be useful alongside a dedicated payments platform.
6. OneCrew
Best For: Growing paving contractors managing multiple crews
Starting Price: Contact for pricing
OneCrew positions itself as a complete platform for paving contractors, covering the workflow from initial estimate through final invoice and payment collection.
Key Features
- Mapping and takeoff tools
- Proposal and estimate generation
- Scheduling and dispatch for field crews
- Integrated payments and invoicing
- Job progress tracking
- Accounting software sync
Pricing
OneCrew uses custom pricing based on company size and feature needs. The platform targets small to mid-sized paving contractors looking to consolidate operational tools.
Platform Overview
OneCrew reports that users achieve 75% reduction in estimating time through takeoff tools and template-based proposals. The platform also includes invoicing and integrated payments that sync with accounting software.
The platform's emphasis on the complete project lifecycle makes it suitable for paving companies wanting unified operations and payment management. Paving companies that mainly need high-value ACH, AP, AR, and reconciliation workflows should still compare it against a dedicated B2B payments platform like Nickel.
7. Foundation Software
Best For: Larger paving contractors needing construction-specific accounting
Starting Price: Contact for pricing
Foundation Software provides construction accounting software for contractors, with job costing, payroll, invoicing, vendor payments, and financial reporting in one system.
Key Features
- Construction-specific job costing and accounting
- Payroll processing for field crews
- Equipment management and tracking
- Accounts payable and receivable management
- Project management integration
- Compliance and reporting tools
Pricing
Foundation Software offers custom pricing based on company size, module selection, and user count. The platform targets established contractors with complex accounting needs.
Platform Overview
Foundation's construction accounting depth makes it relevant for paving contractors who have outgrown basic QuickBooks setups. Its accounting platform includes job costing, financial reporting, and payment-related capabilities, so contractors should confirm how payment data flows into job-cost reports during implementation.
The platform's nearly 40 years of construction industry experience supports contractor workflows such as progress billing, certified payroll, job costing, and project reporting.
8. QuoteIQ
Best For: Paving contractors comparing estimating, CRM, and payment-collection software
Starting Price: $29.99/month
QuoteIQ combines satellite-based property measurement, CRM, estimating, invoicing, and payment tools for field-service contractors, including concrete and related trades.
Key Features
- MapMeasure Pro satellite measurement tool
- AI-assisted estimating and proposal generation
- Customer relationship management
- Payment collection through customer portal
- Job costing and profitability tracking
- Mobile access for field measurements
Pricing
QuoteIQ publishes tiered monthly pricing, with plans starting at $29.99/month and varying based on feature access, users, and included credits.
Platform Overview
QuoteIQ's satellite measurement capabilities allow estimators to calculate surface areas before visiting properties, which can support faster proposal creation. Payment collection connects with its CRM and invoicing tools, helping contractors keep customer, proposal, and payment information in one place.
The platform is most relevant for contractors who want estimating and sales-management tools alongside payment tracking.
9. HighRadius
Best For: Large paving enterprises needing advanced finance automation
Starting Price: Contact for pricing
HighRadius provides AI-powered finance software across order-to-cash, accounts payable, treasury, and B2B payments for enterprise and mid-market finance teams.
Key Features
- AI-powered cash application and matching
- Automated collections workflows
- Credit risk management tools
- Payment processing across multiple methods
- Advanced analytics and reporting
- ERP integration capabilities
Pricing
HighRadius uses custom pricing and offers outcome-based pricing language for some use cases. Buyers should confirm scope, implementation requirements, and payment-related costs directly with HighRadius.
Platform Overview
HighRadius targets larger organizations processing significant payment volumes. The platform's L2/L3 interchange optimization is designed to improve payment data quality and help eligible card transactions qualify for lower interchange rates.
For regional or national paving contractors with dedicated finance teams, HighRadius may be relevant when accounts receivable, accounts payable, treasury, and enterprise automation needs extend beyond dedicated payment workflows.
10. Rillion
Best For: Mid-market paving companies automating accounts payable
Starting Price: Contact for pricing
Rillion focuses on accounts payable automation for mid-market and large organizations. The platform helps businesses manage invoice capture, approvals, vendor payments, and reconciliation workflows.
Key Features
- Invoice capture and data extraction
- Automated approval workflows
- Vendor payment processing
- Reconciliation automation
- Integration with accounting systems
- Spend analytics and reporting
Pricing
Rillion offers custom pricing, with costs varying based on invoice volume, company needs, and selected capabilities.
Platform Overview
Rillion says it is trusted by finance leaders at 30,000+ organizations. The platform focuses on reducing manual invoice handling and streamlining vendor payment workflows.
For paving companies processing high volumes of vendor invoices for materials and subcontractor services, Rillion may be useful when accounts payable automation is the main priority.
Why Nickel Is the Superior Choice for Paving Companies
Among the payment platforms evaluated, Nickel is the strongest fit for paving companies that need dedicated payment infrastructure for high-value B2B transactions. Nickel offers unlimited free ACH with no monthly ACH caps, giving contractors a cost-conscious way to send and receive large bank payments. Paid plans support transactions up to $1,000,000, which helps accommodate large commercial paving projects while keeping payments in one workflow.
Nickel is built for industrial and construction-adjacent businesses, making it a practical fit for paving contractors that manage vendor payments, customer collections, approvals, and reconciliation. Features like vendor onboarding, approval workflows, and recurring transaction scheduling address everyday payment needs without forcing contractors into a broader operational software system.
Nickel's 4.9/5 G2 rating reflects strong user feedback. With a free Core plan and paid plans for larger payment needs, Nickel gives paving companies a practical path to modernize payables and receivables while keeping ACH costs under control.
For paving contractors ready to reduce payment friction while improving financial workflows, Nickel provides the tools needed to pay vendors efficiently and collect customer payments faster.
Frequently Asked Questions
What are the benefits of B2B payment software for paving companies?
B2B payment software designed for construction businesses helps paving companies reduce transaction costs, speed up payment collection, and simplify accounting reconciliation. Platforms offering unlimited free ACH transfers can reduce costs for companies that regularly send or receive large ACH payments that would otherwise incur per-transaction or percentage-based fees. Accounting integrations can also reduce manual entry and support cleaner reconciliation when invoice and payment data sync correctly. Nickel combines unlimited free ACH, high-value transaction support on paid plans, and native QuickBooks integration, making it the superior choice for paving companies that want dedicated payment infrastructure.
How can paving companies reduce payment processing fees?
One effective way to reduce fees is choosing a platform with free ACH transfers for high-value payments. Since ACH processes large amounts efficiently, avoiding percentage-based charges on $50,000+ payments can create meaningful savings. Nickel offers unlimited free ACH with no monthly ACH caps. For card payments, flat-rate pricing like Nickel's 2.9% provides predictability compared with variable interchange-plus models. Paving companies should also review platform fees for checks, international transfers, and premium features.
Can B2B payment software integrate with QuickBooks and construction accounting systems?
Many B2B payment platforms offer accounting integrations, but paving companies should verify support for their exact QuickBooks version and workflow. Nickel provides native integration with both QuickBooks Online and QuickBooks Desktop, automatically syncing invoices, payments, and reconciliation data. The platform's one-for-one settlement simplifies matching transactions with your bank statement. For construction-specific accounting software like Foundation, integration capabilities depend on the payment platform's API and the accounting system's connectivity options.
What transaction limits should paving companies look for in payment software?
Commercial paving projects often involve payments exceeding $100,000, making high transaction limits important. Some consumer or small-business transfer tools have per-transaction, daily, or monthly limits that may be too low for commercial paving payments. Nickel's paid plans support transactions up to $1,000,000, giving paving companies more room for large project payments. When evaluating platforms, verify both per-transaction limits and any daily or monthly aggregate limits that might affect your operations.
How does Nickel compare to other payment platforms for paving businesses?
Nickel differentiates through unlimited free ACH transfers, high transaction limits on paid plans, and purpose-built workflows for construction and industrial businesses. Compared with payment tools that charge ACH or ePayment fees, Nickel offers unlimited free ACH with no monthly ACH caps on all plans. Unlike paving-specific software that bundles payments into broader operational tools, Nickel focuses on payment workflows while integrating with existing accounting systems. For paving companies that want dedicated payment infrastructure without operational software overlap, Nickel is the stronger choice for high-value ACH, vendor payments, customer collections, and QuickBooks-connected reconciliation.
