Webster Bank Routing Number

Complete guide to Webster Bank routing numbers for ACH transfers, wire transfers, and direct deposit setup across Connecticut, Massachusetts, New York, and Rhode Island.

Wire Transfer (Domestic)

221970443

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Wire Transfer (International)

N/A

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ACH Transfer

Varies by state

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Swift Code

WENAUS31

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ACH routing numbers vary by state. See state-specific numbers below.

This is an informational resource from Nickel Payments

We are not affiliated with Webster Bank. Nickel supports secure transfers from Webster Bank and thousands of other banks. For official Webster Bank support, contact them directly.

Webster Bank Routing Numbers by State

Webster Bank uses different routing numbers based on the state where you originally opened your account. While the bank has consolidated many of its routing numbers over the years, there are still a few state-specific variations for ACH transfers and direct deposits.

Primary Routing Number: 221970443

This is the main routing number that Webster Bank recommends for all customers. If you've been using a different Webster Bank routing number successfully, you can continue to do so without any issues.

Routing Numbers by State:

Connecticut: 211170101

This is the original Connecticut routing number, used for accounts opened at Webster Bank branches throughout Connecticut before the Sterling National Bank merger.

Massachusetts and Rhode Island: 211370231

This routing number serves Webster Bank customers who opened accounts in Massachusetts or Rhode Island locations.

New York: 021973019

This routing number is used for accounts originally opened at Webster Bank branches in New York state.

Former NewMil Bank Accounts: 211170156

If you were a NewMil Bank customer before its acquisition by Webster Bank in 2006, your routing number may still be 211170156. This number continues to work for legacy accounts.

Wire Transfer Routing Number

For all domestic wire transfers regardless of your state, use: 221970443

This single wire transfer routing number works for all Webster Bank customers across Connecticut, Massachusetts, New York, and Rhode Island, making wire transfers simpler and more consistent.

Understanding Webster Bank's Multiple Routing Numbers

Webster Bank has multiple routing numbers due to its history of strategic acquisitions and growth. Founded in 1935 as First Federal Savings of Waterbury by Harold Webster Smith, the bank has acquired several financial institutions over the decades, including NewMil Bank in 2006 and Sterling National Bank in 2022. Each acquisition brought existing routing numbers into Webster's system.

The bank consolidated many routing numbers following its $10 billion merger with Sterling National Bank in 2022, when Webster also moved its headquarters from Waterbury to Stamford, Connecticut. However, some legacy routing numbers remain active to ensure uninterrupted service for existing customers.

Finding Your Specific Routing Number

The easiest way to confirm your routing number is to:

Check Your Checks: Look at the bottom left corner of any Webster Bank check. The first nine digits are your routing number.

Online Banking: Log into Webster Bank's online banking portal and navigate to your account details to view your routing number.

Mobile App: Access your routing number through the Webster Bank mobile app by viewing account information.

Customer Service: Call Webster Bank at 1-800-325-2424. Customer service representatives can verify your routing number after confirming your identity.

Bank Statements: Your routing number appears on monthly account statements, typically on the first page near your account summary.

Important Note About Legacy Routing Numbers

Webster Bank officially recommends using routing number 221970443 for all new transactions. However, if you've been successfully using a different Webster Bank routing number, you can continue to do so. All checks and payments using your existing routing number will continue to work without interruption.

Important Information

Everything you need to know before making a transfer

Avoid Common Mistakes

These errors cause most routing number problems

Using a routing number from the wrong state
Mixing up ACH and wire routing number
Entering your account number instead of routing number
Using an old routing number after a bank merger
Not updating routing number after moving states and opening a new account

Processing Times

Wire transfers: Same business day
ACH transfers: 1-3 business days
International wires: 3-5 business days

Security Tips

Routing numbers are public and safe to share
Never share your full account number publicly
Verify recipient details before sending money

Transaction Limits

Wire transfer limits vary by account type
ACH transfers may have daily limits
Contact bank for specific limit information

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How to Find Your Webster Bank Bank Routing Number

Multiple ways to locate your Webster Bank Bank routing number quickly

On Your Check

The routing number is the first 9 digits on the bottom left of your check, before your account number.

Online Banking

Log into your Webster Bank online banking and navigate to Account Details to view your routing number

Mobile App

Open the Webster Bank mobile app, select your account, and tap on Account Details to find your routing number.

Bank Statement

Your routing number is printed on your monthly bank statement, usually near your account information.

Contact Bank

Call Webster Bank customer service at for assistance finding your routing number.

Frequently Asked Questions About Webster Bank Routing Numbers

Why does Webster Bank have multiple routing numbers?

Webster Bank's multiple routing numbers reflect its 90-year history of growth through strategic acquisitions. The bank started as First Federal Savings of Waterbury in 1935 and has acquired several financial institutions including NewMil Bank (2006), HSA Bank (2005), and most recently Sterling National Bank (2022) in a $10 billion merger. Each acquisition brought existing routing numbers into Webster's system. While the bank has consolidated many of these numbers, some legacy routing numbers remain active to ensure uninterrupted service for customers who opened accounts under previous bank names or in different states.

Can I use routing number 221970443 even if my checks show a different number?

Yes, Webster Bank officially recommends using 221970443 as the primary routing number for all customers. However, if your checks display a different Webster Bank routing number and it has been working successfully for your transactions, you can continue using it. Webster maintains multiple active routing numbers to ensure seamless service across its network. For wire transfers specifically, always use 221970443 regardless of what appears on your checks.

What's the difference between Webster Bank's ACH and wire routing numbers?

For ACH transfers and direct deposits, Webster Bank uses state-specific routing numbers based on where you opened your account (211170101 for Connecticut, 211370231 for Massachusetts and Rhode Island, or 021973019 for New York). For wire transfers, Webster Bank uses a single routing number - 221970443 - for all customers regardless of location. Wire transfers process same-day and cost $35 for outgoing domestic wires and $15 for incoming, while ACH transfers take 1-3 business days but are typically free or low-cost.

I moved from Connecticut to New York but kept my Webster Bank account. Which routing number do I use?

You should continue using the routing number associated with the state where you originally opened your account. If you opened your account in Connecticut, use 211170101 for ACH transfers even though you now live in New York. Your routing number is tied to your account's origin, not your current residence. For wire transfers, all customers use 221970443 regardless of where the account was opened or where you currently live.

Does Webster Bank's SWIFT code work for all international wire transfers?

Webster Bank's SWIFT code (WENAUS31) identifies the bank for international wire transfers. When receiving international wires, provide your sender with SWIFT code WENAUS31, your account number, and Webster Bank's full name and address. Outgoing international wire transfers cost $45 minimum and may include additional correspondent bank fees. Processing times for international wires typically range from 1-5 business days depending on the destination country and currency. Always verify international wire requirements by calling 1-800-325-2424 before initiating a transfer.

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