Fidelity Bank Routing Number

Frequently Asked Questions About Fidelity Bank Routing Numbers

Why does Fidelity Bank use only one routing number?

As a regional community bank focused solely on Northeastern Pennsylvania, Fidelity Bank maintains a single routing number (031303129) for all customers across its service area. Founded in 1902 and headquartered in Dunmore (with branches throughout Lackawanna, Luzerne, Northampton, and Schuylkill counties), Fidelity Bank grew organically within this focused geographic region rather than through multi-state acquisitions. This allows the bank to maintain a straightforward routing structure where all customers use the same 9-digit code for ACH transfers, direct deposits, wire transfers, and check orders regardless of which branch they use.

Can I use Fidelity Bank's routing number for both ACH and wire transfers?

Yes, Fidelity Bank uses routing number 031303129 for both ACH transfers and wire transfers (domestic and international). Unlike some larger banks that maintain separate routing numbers for different transaction types or states, Fidelity Bank's single routing number works universally for all electronic transfers. However, wire transfers and ACH transfers differ in processing time and fees. Wire transfers process same-day if submitted before cutoff times (4 p.m. ET for domestic, 3-4 p.m. ET for international depending on method) and incur wire transfer fees, while ACH transfers take 1-3 business days but typically have lower or no fees.

How do I send a wire transfer from my Fidelity Bank account?

Fidelity Bank offers multiple ways to send wire transfers. Business customers enrolled in Business Online Banking can initiate wire transfers conveniently online through the secure banking portal. All customers can send wires by visiting any Fidelity Bank branch location in person or by calling the Customer Care Center at 1-800-388-4380. For same-day processing, domestic wires must be submitted by 4:00 p.m. Eastern Time, and international wires must be submitted by 3:00 p.m. (in-branch) or 4:00 p.m. (online). Wire transfer fees apply, and you'll need the recipient's complete banking information including their routing number, account number, name, address, and bank details.

What's Fidelity Bank's connection to Scranton's historic Scranton Electric Building?

In April 2022, Fidelity Bank announced the purchase of Scranton's iconic Scranton Electric Building for its new corporate headquarters, marking a significant investment in downtown Scranton's revitalization. The eight-story Beaux Arts building, built in 1896 as Scranton's first skyscraper, originally housed the Board of Trade (the center of commerce for Northeastern Pennsylvania). The $20 million renovation project, which includes $4 million in state RACAP funding, represents Fidelity Bank's commitment to restoring this architectural gem and repositioning it as a modern center of commerce. This move consolidates the bank's corporate functions, which had been spread across multiple buildings due to significant growth since 2011 when assets increased by more than $1.8 billion and staff more than doubled.

How long do wire transfers and ACH transfers take at Fidelity Bank?

Wire transfers submitted before the daily cutoff times are processed same-day at Fidelity Bank. Domestic wires submitted by 4:00 p.m. Eastern Time (through Business Online Banking or in-branch) typically complete the same business day. International wires submitted by 3:00 p.m. (in-branch) or 4:00 p.m. (online) also process same-day. ACH transfers through Fidelity Bank typically take 1-3 business days to process, depending on when the transfer is initiated and whether it's incoming or outgoing. For businesses making regular B2B payments, the speed difference may not justify wire transfer fees - platforms like Nickel offer free ACH transfers with reliable 1-3 day processing, helping businesses save on transaction costs without sacrificing payment reliability.