Eastern Bank Routing Number

Frequently Asked Questions About Eastern Bank Routing Numbers

Why does Eastern Bank only have one routing number despite serving multiple states?

Eastern Bank maintains a single routing number (011301798) for all customers across Massachusetts, New Hampshire, Rhode Island, and Connecticut. This unified approach reflects the bank's integrated operations and technology infrastructure. Founded in 1818, Eastern Bank has grown from a small Salem savings bank into New England's largest community bank through strategic acquisitions. Rather than inheriting multiple routing numbers from acquired banks, Eastern Bank has consolidated operations under one routing number, simplifying banking for customers and reducing the complexity of inter-branch transfers and account management.

Do I need a different routing number if I opened my Eastern Bank account in New Hampshire versus Massachusetts?

No, you'll use the same routing number (011301798) regardless of where you opened your account. Eastern Bank operates as a single unified institution across all four states it serves. Whether you opened your account in Boston, Manchester, Providence, or Hartford, your routing number remains 011301798 for all transaction types including ACH transfers, wire transfers, direct deposits, and automatic payments. This consistency eliminates confusion and ensures smooth banking operations even if you move between states within Eastern Bank's service area.

What's the difference between Eastern Bank's routing number and SWIFT code?

Eastern Bank's routing number (011301798) is used for all domestic U.S. transactions including ACH transfers, wire transfers within the United States, direct deposits, and check processing. The SWIFT code (EASRUS3B) is specifically used for international wire transfers to identify Eastern Bank in the global banking network. When receiving an international wire transfer, you'll need to provide the sender with both the SWIFT code EASRUS3B and your account number. For sending international wires, Eastern Bank charges fees that vary by account type, with Premier Checking customers receiving free international wire transfers.

Does Eastern Bank charge fees for wire transfers?

Wire transfer fees at Eastern Bank depend on your account type. Premier Checking customers enjoy free incoming and outgoing wire transfers, including international wires in both U.S. dollars and foreign currencies. This benefit requires maintaining a $25,000 combined monthly balance. Standard account holders typically pay fees for wire transfers, though incoming domestic wires are free for all customers. For exact fee information based on your specific account type, contact Eastern Bank customer service at 1-800-EASTERN (1-800-327-8376) or check your account agreement.

I'm setting up direct deposit with my employer. What information do I need from Eastern Bank?

For direct deposit setup, you'll need three pieces of information: Eastern Bank's routing number (011301798), your complete account number, and the account type (checking or savings). Most employers provide a direct deposit form that you can download from Eastern Bank's website or obtain from any branch. You can also provide this information directly to your employer's payroll department. The routing number is the same for all Eastern Bank customers regardless of location, so there's no need to verify state-specific numbers. Direct deposits typically become available on your designated payday, and Eastern Bank processes these transactions throughout the business day.