Frequently Asked Questions About Broadview Federal Credit Union Routing Numbers
Why does Broadview Federal Credit Union only have one routing number?
As a regional federal credit union, Broadview Federal Credit Union operates with a streamlined structure that allows them to use a single routing number (236084285) for all transaction types. Unlike large national banks that grew through acquisitions and merged multiple routing systems, Broadview has maintained one unified number for ACH transfers, wire transfers, direct deposits, and check processing. This makes banking simpler for members who don't need to remember different numbers for different transaction types.
Can I use Broadview's routing number if I'm not a member?
You can receive payments from Broadview members using their routing number, but you cannot open an account or initiate transfers without being a member yourself. Broadview Federal Credit Union has specific membership requirements based on residency in Delaware or Pennsylvania, employment with select employer groups, or family relationships with existing members. Contact Broadview at 1-800-929-7000 to learn about membership eligibility.
What are the wire transfer fees at Broadview Federal Credit Union?
Broadview Federal Credit Union charges $20 for outgoing domestic wire transfers and $10 for incoming domestic wire transfers. These fees are typical for credit unions but can add up quickly for businesses making regular B2B payments. There are no fees for standard ACH transfers, which makes them a more cost-effective option for recurring payments to vendors and suppliers.
How long do wire transfers take at Broadview Federal Credit Union?
Domestic wire transfers sent through Broadview Federal Credit Union typically process within the same business day if initiated before the cutoff time (usually 2:00 PM EST). Incoming wire transfers are generally received within a few hours. ACH transfers take 1-3 business days to process, which is standard across all financial institutions. For urgent payments, wire transfers are faster, but for regular business payments where timing is flexible, ACH transfers save you the $20 wire fee.
Does Broadview Federal Credit Union offer international wire transfers?
Broadview Federal Credit Union does not have a SWIFT code and has limited international wire transfer capabilities. If you need to send or receive international payments, you may need to work with a correspondent bank or use an alternative service. For international business payments, consider using a specialized service like Wise or OFX, or contact Broadview directly at 1-800-929-7000 to discuss your options for international transactions.
