<?xml version="1.0" encoding="UTF-8"?>
<!--
  TEMPORARY legacy sitemap for the getnickel.com -> nickel.com migration.

  Extended 2026-08-06 from 37 curated URLs to the full known legacy
  inventory (323): every URL observed in Google's index (GSC page data
  Feb-Aug 2026 + site: enumeration) plus the complete programmatic
  families (surcharge-laws states, transfer-limits, bank-routing-numbers,
  ach-return-codes) whose random members dominate the indexed tail.
  Purpose: Googlebot recrawls the listed URLs, sees the permanent
  redirects, and drops them from the index ("Page with redirect").

  lastmod = 2026-08-06: the Webflow -> Vercel redirect cutover (Webflow
  domain removal broke the old 301s for ~3 hours that day; getnickel is
  now a Vercel-served 308 to www.nickel.com, path-preserving). All 323
  chains verified live 2026-08-06: every URL resolves 200 on the matching
  nickel.com page (0 failures).

  Cross-submission: getnickel.com/robots.txt 308s to nickel.com/robots.txt,
  which references this file - that association is what lets a sitemap
  hosted here carry getnickel URLs (sitemaps.org cross-submit). Submitted
  under the nickel.com GSC property.

  REMOVE this file (and its app/robots.ts entry) once the listed URLs
  have dropped from Google's index, or by ~February 2027 (Mueller: old-URL
  sitemaps should live ~6 months, then go). Tracking:
  tasks/seo-recovery-roadmap/MONITORING.md + tasks/getnickel-resurfacing-todo.md.
-->
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  <url><loc>https://www.getnickel.com/</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://getnickel.com/</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/about-us</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r01</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r02</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r03</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r04</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r05</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r06</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r07</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r08</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r09</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r10</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r11</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r12</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r13</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r14</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r15</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r16</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r17</loc><lastmod>2026-08-06</lastmod></url>
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  <url><loc>https://www.getnickel.com/ach-return-codes/r19</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r20</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r21</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r22</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r23</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r24</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r25</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r26</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r27</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r28</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r29</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r30</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r31</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r32</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r33</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r34</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r35</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r36</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r37</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r38</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r39</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r40</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r41</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r42</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r43</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r44</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r45</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r46</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r47</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r50</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r51</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r52</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r53</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r55</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r56</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r57</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r58</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r59</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r60</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r61</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r62</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r63</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r64</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r65</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r66</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r67</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r68</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r69</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r70</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r71</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r72</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r73</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r74</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r75</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r76</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r77</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r80</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r81</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r82</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r83</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r84</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/ach-return-codes/r85</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/academy-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/alliant</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/ally</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/america-first</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/american-express</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/american-savings-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/ameris-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/arvest-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/associated-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/axos-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/bank-of-america</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/bank-of-hawaii</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/banner-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/becu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/bmo</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/broadview</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/cadence-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/capital-one-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/charles-schwab</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/chase</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/chime</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/citibank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/citizens-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/dcu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/discover</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/eastern-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/eastman-credit-union</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/ent-credit-union</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/esl</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/everbank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/fidelity</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/fifth-third-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/first-citizens-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/first-convenience</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/first-horizon</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/first-national</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/first-tech</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/flagstar</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/frost-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/gecu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/global-credit-union</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/golden-1</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/hsbc</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/huntington-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/iccu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/keybank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/m-t-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/macu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/marcus</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/mcu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/morgan-stanley</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/navy-federal</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/ncsecu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/northwest-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/old-national-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/patelco</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/penfed</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/pffcu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/pnc</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/prosperity-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/psecu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/rbfcu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/regions-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/rockland-trust</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/santander-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/schoolsfirst</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/secu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/simmons-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/sofi</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/southstate-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/space-coast-credit-union</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/ssfcu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/suncoast-credit-union</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/td-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/tdecu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/tinker-federal-credit-union</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/truist</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/u-s-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/uccu</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/umpqua-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/united-community-bank</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/usaa</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/vanguard</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/veridian-credit-union</loc><lastmod>2026-08-06</lastmod></url>
  <url><loc>https://www.getnickel.com/bank-routing-numbers/vystar</loc><lastmod>2026-08-06</lastmod></url>
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